Top 5 Aging Population Funds to Boost Your Wealth in 2025
Ready to profit from the global aging boom? With 1.4 billion people over 60 in 2025, per WHO, healthcare and elder-tech funds are soaring. Discover five beginner-friendly funds to grow your portfolio in this $12.8 trillion market, per McKinsey!
1. Vanguard Health Care Fund (VGHCX)
The Vanguard Health Care Fund ($95.12, YTD +12.8%) targets healthcare giants like Johnson & Johnson and UnitedHealth, thriving on aging-driven demand, says Vanguard. Its 10-year average return is 10.2%.
Why Invest?
- Stability: X posts praise VGHCX’s consistent gains.
- Policy: Trump’s 2025 healthcare cost cuts boost hospital/pharma demand.
- Access: $3,000 minimum, 0.34% expense ratio.
Pro Tip: Start with $3,000 via Fidelity for long-term growth.
2. Invesco S&P 500 Equal Weight Health Care ETF (RYH)
Invesco RYH ($351.45, YTD +14.3%) spreads risk by equally weighting healthcare stocks, from eldercare to AI medical devices, per Invesco. Its 0.40% expense ratio is budget-friendly.
Why Invest?
- Diversification: Balances small/large-cap firms, says Motley Fool.
- Growth: 1.4B 60+ drive preventive medicine demand, per Statista.
- Dividends: 0.8% yield, steady payouts.
Pro Tip: Buy RYH for balanced exposure with $500.
3. iShares Aging Population ETF (AGED)
iShares AGED ($42.78, YTD +11.9%) invests globally in healthcare, eldercare tourism, and tech for seniors, covering the U.S., Japan, and Europe, per iShares. Its 0.43% expense ratio is cost-effective.
Why Invest?
- Global Reach: 1.4B 60+ in 2025, per WHO.
- Policy: Trump’s deregulation aids global biotech R&D.
- Dividends: 1.2% yield, stable returns.
Pro Tip: Add AGED for international diversification.
4. Global X Longevity Thematic ETF (LNGR)
Global X LNGR ($26.15, YTD +16.7%) targets biotech, robotics, and anti-aging solutions, per Global X. U.S. elder services hit $780B in 2024, per Deloitte.
Why Invest?
- Innovation: Robotics and telehealth for seniors soar.
- Growth: 2025 EPS up 12%, per Investopedia.
- Dividends: 0.9% yield, 0.50% expense ratio.
Pro Tip: Invest in LNGR for cutting-edge elder-tech exposure.
5. SPDR S&P Biotech ETF (XBI)
SPDR XBI ($104.22, YTD +18.5%) bets on biotech innovators in eldercare drugs and AI-driven therapies, with a $1.9T market in 2025, per Grand View Research. Its 0.35% expense ratio is ultra-low.
Why Invest?
- Upside: Small/mid-cap biotech fuels 12.5% CAGR.
- Policy: Trump’s R&D deregulation lifts biotech, says Motley Fool.
- Risk: High volatility, 0.4% dividend yield.
Pro Tip: Pair XBI with VGHCX for growth and stability.
Conclusion: Ride the Aging Population Wave
The aging population is a megatrend, with 1.4B seniors driving a $12.8T healthcare market in 2025. Funds like VGHCX, RYH, AGED, LNGR, and XBI offer growth and income. Start with $500 in RYH or AGED via Fidelity. Which fund’s your pick? Share below!